11.6.1 动态贴现-Dynamic discounting
定义：动态贴现是动态贴现，它增加了应付账款融资功能的一个有效利用。虽然这不是标准定义中包含的供应链金融技术之一，但这是由金融科技公司（fintechs）领导的积极发展。
One effective use of technology that has added to the functionality of payables finance is dynamic discounting. Although this is not one of the supply chain finance techniques included in the standard definitions, this is a positive development led by financial technology firms (fintechs).
在经济或政治不确定期间，大型企业经常会推迟用于偿还债务或占用现金储备的投资决策。对于一些大型企业公司来说，这导致了动态折扣的采用，应付账款融资的变化。在这里，金融科技公司采用了古老的结算折扣原则（买方同意与供应商提前付款以获得折扣），并使用数据分析为大公司创建工具。
During economic or political uncertainty, it is normal for major corporate businesses to postpone investment decisions with a preference to pay down debt or hold on to their cash reserves.For some major corporate companies this has led to the adoption of dynamic discounting, a variation of payables finance. Here, fintechs have taken the age‑old principle of settlement discount (where a buyer agrees early payment with their supplier for a discount) and used dataanalytics to create tools for the major corporate.
这些软件应用程序使公司能够研究如何在为供应商提供早期付款的同时最好地使用免费现金。此外，一些动态贴现平台已经与银行合作，当大型公司公司希望将其现金部署到其他地方时，银行将成为替代出资者。
These software applications enable companies to look at how best to use free cash while offering suppliers early payment. In addition, some dynamic discounting platforms have teamed up with banks who become substitute funders when the major corporate company wishes to deploy its cash elsewhere.
结论Conclusion
在本主题中，您了解了物理和金融供应链之间的关系。您还了解了贸易周期分析以及GSCFF发布的标准定义中定义的各种供应链金融解决方案和技术。
In this topic you learned about the relationship between the physical and financial supply chains. You were also introduced to trade cycle analysis and various supply chain finance solutions and techniques as defined in the standard definitions published by the GSCFF.
注意事项:
1.本学习笔记仅用于本博客的交流学习，相关学习笔记均为本站整理资料。
2.欢迎读者交流分享，转载请注明出处“WWW.考试.NET”并严禁用于商业用途。
3.欢迎在博客下端评论、提出学习见解，本博客将尽快回复，对好的意见进行收录整理！
推荐链接：
本站主页
CITF学习笔记目录
返回上一级:11.6 Innovation in supply chain finance I