11.4.3 Enabling framework category
定义:顾名思义，此类别不是产品或直接客户解决方案，但已包含在标准定义中指银行付款义务（BPO）。
As its name suggests, this category is not a product or direct client solution but has been included in the standard definitions to make mention of the bank payment obligation (BPO).It is worth noting that the BPO:
• is an interbank instrument, not a product;是银行间工具，而不是产品
• prescribes that the buyer and seller are not actually parties to the BPO itself (contrary to the indication in the standard definitions) but are able to benefit from the BPO via separateagreements with their respective banks;规定买方和卖方实际上不是BPO本身的当事方（与标准定义中的指示），但能够通过单独的BPO从中受益与各自银行的协议;
• is a conditional undertaking designed to enable a bank to provide finance on a transactionalbasis, similar in principle to a letter of credit;是一项有条件承诺，旨在使银行能够为交易提供融资基础，原则上类似于信用证
• has conditionality that, unlike a letter of credit, is based on the matching of data rather than the presentation of conforming shipping documents; 具有条件性，与信用证不同，它基于数据的匹配而不是符合要求的装运单据的出示
• is subject to ongoing development to enhance its acceptability and value to clients and banks.需要持续开发，以提高其对客户的接受度和价值，以及银行
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