11.1.1 供应链金融的关键特征-The key characteristics of supply chain finance
The GSCFF has determined that financing options with the following characteristics fall under the umbrella of its definition of supply chain finance.
风险缓解技术和实践的产品组合
Portfolio of risk mitigation techniques and practices
Supply chain finance “is a portfolio of financing and risk mitigation techniques and practices that support the trade and financial flows along end‑to‑end business supply and distribution chains, domestically as well as internationally. This is emphatically a ‘holistic’ concept that includes a broad range of established and evolving techniques for the provision of finance and the management of risk.**供应链金融”是融资和风险缓解技术和实践的产品组合，支持国内和国际端到端业务供应和分销链上的贸易和资金流动。这绝对是一个“整体”概念，包括用于提供资金和管理风险的广泛既定和不断发展的技术。**
赊账
Open account
关系：[SCF，供应链融资]通常（但不仅限于）适用于赊账交易。
定义：赊账交易是指卖方和买方之间的贸易交易，其中交易不受代表买方或卖方签发的任何银行或单证贸易工具的支持。买方直接负责履行与基础交易相关的付款义务。如果交易方根据赊账条款供应和购买商品和服务，通常会开具发票，买方在约定的时间范围内付款。赊账条款可以是与预付款交易、利用跟单信用证等工具的交易进行对比，也是作为担保付款的手段。
[SCF] is usually, but not exclusively, applied to open account trade. Open account trade refers to trade transactions between a seller and a buyer where transactions are not supported by any banking or documentary trade instrument issued on behalf of the buyer or seller. The buyer is directly responsible for meeting the payment obligation in relation to the underlying transaction.
Where trading parties supply and buy goods and services on the basis of open account terms, an invoice is usually raised and the buyer pays within an agreed timeframe.
Open account terms can be contrasted with trading on the basis of cash in advance, or trading utilising instruments such as documentary credits, as a means of securing payment.
参与者
Parties
[SCF]交易的各方由买方和卖方组成，它们在供应链中相互交易和协作。根据需要，这些参与者与融资提供商合作，使用各种SCF技术和其他形式的融资筹集资金。各方，特别是由于其商业和财务实力的“锚定”方，通常都有提高供应链稳定性，流动性，财务业绩，风险管理和资产负债表效率的目标。
Parties to [SCF] transactions consist of buyers and sellers, which are trading and collaborating with each other along the supply chain. As required, these parties work with finance providers to raise finance using various SCF techniques and other forms of finance. The parties, and especially ‘anchor’ parties on account of their commercial and financial strength, often have objectives to improve supply chain stability, liquidity, financial performance, risk management, and balance‑sheet
efficiency.
事件驱动/推进
Event driven
融资提供商在供应链上的采购订单、发票、应收账款、其他索赔以及相关的装运前和装运后流程触发的财务要求的背景下提供服务。因此，SCF在很大程度上是”事件驱动的”。
Finance providers offer their services in the context of the financial requirements triggered by purchase orders, invoices, receivables, other claims, and related pre‑shipment and post‑shipment processes along the supply chain. Consequently, SCF is largely ‘event driven’.
金融供应链中的每个干预措施（财务、风险缓解或支付）都是由物理供应链中的事件或”触发器”驱动的。开发先进的技术和程序来跟踪和控制物理供应链中的事件，为相关金融供应链中SCF干预的自动化启动创造了机会。
Each intervention (finance, risk mitigation or payment) in the financial supply chain is driven by an event or ‘trigger’ in the physical supply chain. The development of advanced technologies and procedures to track and control events in the physical supply chain creates opportunities to automate the initiation of SCF interventions in the related financial supply chain.
发展性和灵活性
Evolving and flexible
SCF不是一个静态的概念，而是使用或结合各种技术的一套不断发展的做法;其中一些是成熟的，另一些是新的或”前沿”的技术或既定技术的变体，也可能包括使用传统的贸易融资。这些技术通常相互结合使用，并与其他金融和物理供应链服务结合使用。
SCF is not a static concept but is an evolving set of practices using or combining a variety of techniques; some of these are mature and others are new or ‘leading edge’ techniques or variants of established techniques, and may also include the use of traditional trade finance. The techniques are often used in combination with each other and with other financial and physical supply chain services.” (GSCFF, 2016)
注意事项:
1.本学习笔记仅用于本博客的交流学习，相关学习笔记均为本站整理资料。
2.欢迎读者交流分享，转载请注明出处“WWW.考试.NET”并严禁用于商业用途。
3.欢迎在博客下端评论、提出学习见解，本博客将尽快回复，对好的意见进行收录整理！
推荐链接：
本站主页
CITF学习笔记目录